Slve
BY QUANFI

Unaccounted charges quietly orbit our finances.

Solve by QuanFi detects 18 common subscription and billing pains. Hover or focus a card to read more.

Try Solve by QuanFi Free
  • 21-day free trial
  • No credit card
  • Cancel anytime
● Institutional Finance Intelligence

You think you spend $86 on subscriptions?

Actually, you spent $219.

Forgotten Subscriptions

Consumers lose track of how much they spend — and how many services they still pay for.

say it's easy to forget recurring monthly subscription charges

have forgotten a subscription they were still paying for but no longer using

feel overwhelmed by the number of subscription services they subscribe to

C+R Research · Subscription Service Statistics and Costs

18

Common Financial Traps

32

Merchant Patterns Analyzed

11

Detection Engines

Ask SoQFi about plans, pricing, your free trial, or how to cancel.

SoQFi

subscription assistant

SoQFi is an AI assistant and can occasionally be wrong. She answers subscription questions only — she can't run scans, cancel cards, draft letters, or contact vendors, and Solve by QuanFi never changes anything without your approval.

The subscription economy is designed to keep charging you. Solve by QuanFi is designed to resolve it.

Step 1 of 6

Subscribe for Free 21-Day Trial

No credit card required. Detection-only for 21 days — see what's on your statements before you commit.

Know the traps. Keep your money.

Subscription traps are designed to be easy to enter and hard to leave. Here's how they work — and how to stay protected.

Common Traps to be Aware.

01

Hidden continuous authority

Fine print turns a cheap item or free trial into a recurring, high-cost monthly plan.

02

The "roach motel" design

One tap to sign up; confusing menus, forced calls, and retention scripts to leave.

03

Free trial with a catch

A $1 trial quietly becomes $50+ a month until you actively cancel.

04

Continuous billing

Card details from a "shipping fee" or "verification" charge get drafted again and again.

05

Forgotten digital creep

Unused streaming, gaming, and software subscriptions silently draining your wallet.

06

Hidden Document Downloads

A "free" PDF, form, or receipt download quietly signs you up for a recurring plan buried in the fine print.

The hidden psychology: why it feels like a scam

Companies break large fees into bite-sized monthly amounts (e.g. $9.99) to slip past your brain's natural spending defenses.

Businesses profit from forgetting. 42% of consumers admit they've forgotten about a subscription entirely while still being charged for it.

Software, entertainment, even car features are locked behind paywalls. You pay continuously, build zero equity, and own nothing.

How to protect yourself

  • Audit your statements

    Regularly check bank and card statements for unrecognized or unused recurring charges.

  • Read the fine print

    Before clicking "Try for Free," read exactly when the trial ends and how much you'll be charged.

  • Use virtual card numbers

    Many banking apps let you generate temporary, spend-limited cards that expire after a trial.

  • Set a cancel reminder

    Add a calendar alert a few days before any trial's billing date.

  • Verify billing messages directly

    Never click links in unsolicited emails/texts; log in through the official site.

  • Dispute unauthorized charges

    Contact your bank to block payments or request a chargeback. You can also report deceptive practices to the FTC.

Solve by QuanFi guards your financial wellbeing 24/7 — so you keep your time and peace of mind.

See what's draining you — free.
Pay only when you're ready to act.

Every plan starts with proof: your real charges, found and explained. Upgrade when you want Solve working beside you.

MonthlyAnnual2 months free

Pay annually and your price is locked for the paid year.

Explained.

QuanAI walks you through every finding in plain language — every figure from your own data, never invented.

Resolved.

Every finding moves — keep it, or resolve it step by step, tracked all the way until the money comes back.

Proven.

Exact statement lines behind every claim, exportable as a dispute-ready packet. Your evidence, on file.

Free Trial
Start here — see your leaks first
$021 days
No credit card. No auto-convert.
Scan my statement free
Takes about 2 minutes
  • Two ways in — upload your invoices, receipts, or statements, or connect your bank (read-only Plaid, one scan on trial)
  • Full 11-engine scan across everything you bring in
  • Every charge explained in plain language, with a "why" behind each finding
  • Solve Score — your 0–100 calm score, with a transparent breakdown of what moves it
  • Upcoming charge warnings before renewals hit
  • 12-month leak forecast — what these charges will cost you over the year ahead, with an honest confidence range
  • Export your proof — dispute-ready CSV with exact statement lines
Most popular
Essential
For staying leak-free, month after month
$9/month
 
Cancel anytime, one tap
  • Everything in the trial, plus
  • Guided resolution — keep, resolve, or export each finding, with full visibility at every step
  • Unlimited uploads — invoices, receipts, and statements, as often as you like, plus a one-time bank scan (read-only)
  • Renewal reminders before you're charged, not after
  • Charged-after-cancel tracking — we watch for the charge that shouldn't come back
  • Spend mix by name — every recurring service as its own slice, so you see exactly where the money goes
  • Weekly briefing — a short summary of what Solve watched on your behalf, every week
  • Your data stays — findings and proof kept as long as you're a member
Pro
For contracts, disputes, and full coverage
$18/month
 
Includes 12 drafted letters a year
  • Everything in Essential, plus
  • Contract Reader — upload long contracts; get the fine print flagged with source pages
  • Drafted dispute & cancellation letters — written from your facts, double-checked, human-reviewed — ready for you to send
  • Bank sync on your schedule — all bills in one dashboard, read-only
  • Merchant behavior scores — how each company bills you, scored and labeled in plain terms
  • Full 18-pain coverage — every leak type we track, including the 10 advanced ones
Read-only access — we can never move money
Total transparency — nothing happens out of your sight
Reminder before any billing — no silent conversions
Honest numbers — a range when we're unsure, never fake precision
Not sure which plan? Compare every feature side by side

Trial data: if you don't continue, your scanned data is removed under our retention policy — nothing is kept without a reason. Members keep their full proof history for as long as they stay.

Every feature, side by side.

Everything on this table is live today and backed by 100+ automated tests. Nothing is “coming soon.”

FeatureFree Trial$0 · 21 daysEssential$9/mo · $90/yrPro$18/mo · $180/yr
See & understand
11-engine forensic scan of everything you bring in✓✓✓
Manual uploads — invoices, receipts, statements✓UnlimitedUnlimited
Bank connection (read-only Plaid)One scanOne-time scanSync on your schedule
QuanAI explains every charge in plain language✓✓✓
Solve Score — 0–100 with transparent breakdown✓✓✓
Upcoming charge warnings before renewals hit✓✓✓
12-month leak forecast with honest confidence range✓✓✓
Export proof — dispute-ready CSV, exact statement lines✓✓✓
Act & stay protected
Guided resolution — keep or resolve, step by step—✓✓
Renewal reminders before you're charged—✓✓
Charged-after-cancel tracking—✓✓
Spend mix by name — every service, its own slice—✓✓
Weekly briefing — what Solve watched on your behalf—✓✓
Your data stays — proof history kept while a memberRetention policy✓✓
Full forensic power
Pain coverage8 core (detect)8 core + actionAll 18
Contract Reader — long contracts, fine print flagged with source pages——✓
Drafted dispute & cancellation letters — human-reviewed, you send——12/year
Price-creep & added-service detection——✓
Merchant behavior scores——✓
Add-ons (priced at cost)
Extra drafted letter — $4.99, up to 3 revisions——✓
Assisted phone call — $9.99, clearly identified agent—✓✓

No credit card on trial. Cancel anytime, one tap. Read-only access — we can never move money.
Annual plans: 2 months free, price locked for the paid year.

Direct answers. No filler.

Upload a recent credit-card or bank statement (PDF or a clear photo). Solve by QuanFi reads it privately, surfaces silent recurring charges, and attaches proof — the exact line, date, amount, and merchant. You review each flag, choose Keep or Resolve, and export evidence when you need it. Nothing is sent, cancelled, or disputed without your explicit approval for each action.
A bank login is not required. Most people start by uploading a statement from the dashboard Upload page — drag and drop, choose files, paste a screenshot, or pick from your photo library. Optionally, you can connect a bank read-only through Plaid on the Upload page; Solve by QuanFi never stores your bank login and never moves money. Credit-card statements are usually the richest source for recurring charges.
PDFs and clear photos or scans of statements work best. For the clearest picture, include several months of history (at least three, up to twelve) and upload statements from each card or account you want reviewed — not just one. See How to upload for a step-by-step walkthrough.
The Solve Score is a 0–100 view of how clearly Solve by QuanFi can see your recurring charges right now — higher is calmer. It is not a credit score and never affects your credit. Bands: 80–100 Calm · 50–79 A few to check · 0–49 Needs attention. A first scan that surfaces leaks can lower the score; resolving or knowingly keeping items helps it recover.
Yes. No payment method required. The free trial is detection only — upload, scan, and see what is quietly draining your money before you pay. If you do not convert to Essential or Pro, uploaded documents and scan results are cleared per our retention policy. See Pricing for current plans.
Not on its own. Solve by QuanFi organizes proof and guided next steps; you confirm every outbound action. AI assists with reading and explanations — it does not send communications or impersonate you. Consumer billing rights such as the Fair Credit Billing Act or Regulation E may apply in some situations; we describe rights where applicable, not as legal advice. Paid plans include guided resolve — Keep, Resolve, or export a dispute-ready proof packet — with you confirming every step.
Some features use Anthropic's Claude API to read documents (statements and contracts) and explain findings in plain language. Solve by QuanFi is an independent product of QuanFi LLC and is not affiliated with or endorsed by Anthropic. Your data is not used to train models.
Essential is $9/month or $90/year; Pro is $18/month or $180/year (annual billing includes two months waived). Prices are subject to change without notice. If you pay annually in advance, your price is locked for that paid year; changes apply at your next renewal. See Pricing for details.
Open Settings → Plan & billing, or use the Stripe customer portal from Manage billing. Cancellation stops future charges; access may continue through the current paid period. Free-trial users need not cancel — there is no card on file. Refunds follow our Refund Policy.
You can export your findings from the dashboard anytime. If you cancel a paid subscription, we retain data for a limited period in case you return, then delete it per our schedule. Free-trial data may be cleared if you do not convert. See our Privacy Policy for details.
Data is encrypted in transit and at rest, scoped to your account with row-level security, and hosted in the United States. Server-only keys handle OCR, email, and billing — never exposed to the browser. Read more on our Security page.
QuanFi LLC is a Texas-registered company headquartered in Dallas. Solve by QuanFi is a read-only financial review tool — we do not move, hold, or refund money.

What Solve by QuanFi doesn't do

Because trust is the product.

  • We never move, hold, or refund your money — only your bank or provider can.
  • We never contact anyone as you; you are always the sender.
  • We never guarantee an outcome — the decision rests with the provider.
  • We never invent facts; we only organize the truth you give us.