Slve
BY QUANFI

Unaccounted charges quietly orbit our finances.

Solve by QuanFi detects 18 common subscription and billing pains. Hover or focus a card to read more.

Try Solve by QuanFi Free
  • 14-day free trial
  • No credit card
  • Cancel anytime
● Institutional Finance Intelligence

You think you spend $86 on subscriptions?

Actually, you spent $219.

Forgotten Subscriptions

Consumers lose track of how much they spend — and how many services they still pay for.

say it's easy to forget recurring monthly subscription charges

have forgotten a subscription they were still paying for but no longer using

feel overwhelmed by the number of subscription services they subscribe to

C+R Research · Subscription Service Statistics and Costs

18

Common Financial Traps

32

Merchant Patterns Analyzed

11

Detection Engines

Ask SoQFi about plans, pricing, partners, your free trial, or how to cancel.

SoQFi

subscription assistant

SoQFi is an AI assistant and can occasionally be wrong. She answers subscription questions only — she can't run scans, cancel cards, draft letters, or contact vendors, and Solve by QuanFi never changes anything without your approval.

The subscription economy is designed to keep charging you. Solve by QuanFi is designed to resolve it.

Step 1 of 6

Subscribe for Free 14-Day Trial

No credit card required. Detection-only for 14 days — see what's on your statements before you commit.

Know the traps. Keep your money.

Subscription traps are designed to be easy to enter and hard to leave. Here's how they work — and how to stay protected.

Common Traps to be Aware.

01

Hidden continuous authority

Fine print turns a cheap item or free trial into a recurring, high-cost monthly plan.

02

The "roach motel" design

One tap to sign up; confusing menus, forced calls, and retention scripts to leave.

03

Free trial with a catch

A $1 trial quietly becomes $50+ a month until you actively cancel.

04

Continuous billing

Card details from a "shipping fee" or "verification" charge get drafted again and again.

05

Forgotten digital creep

Unused streaming, gaming, and software subscriptions silently draining your wallet.

06

Hidden Document Downloads

A "free" PDF, form, or receipt download quietly signs you up for a recurring plan buried in the fine print.

The hidden psychology: why it feels like a scam

Companies break large fees into bite-sized monthly amounts (e.g. $9.99) to slip past your brain's natural spending defenses.

Businesses profit from forgetting. 42% of consumers admit they've forgotten about a subscription entirely while still being charged for it.

Software, entertainment, even car features are locked behind paywalls. You pay continuously, build zero equity, and own nothing.

Free Trial

Uncover potential financial drains.

$0
for 14 days

No credit card required.

Run My Free Scan
  • Get expert analysis of your uploaded statements, invoices, and receipts using 11 detection engines
  • Find flagged charges and patterns that should be reviewed
  • Choose your preferred voice — hear your findings explained in simple language
  • Solve Score — 0–100 explained with a transparent breakdown
  • Identify upcoming charges or renewals when supporting dates or terms are available
  • 12-month forecast of your finances with projected impact and confidence range
  • Export your proof CSV — with timestamp
  • Merchant billing behavior — see how companies charge you, in plain language

If your money is slipping away silently and you want to get it under control, subscribe to either the Essential or Pro plan to take control of your finances.

EssentialPro

How to protect yourself

  • Audit your statements

    Regularly check bank and card statements for unrecognized or unused recurring charges.

  • Read the fine print

    Before clicking "Try for Free," read exactly when the trial ends and how much you'll be charged.

  • Use virtual card numbers

    Many banking apps let you generate temporary, spend-limited cards that expire after a trial.

  • Set a cancel reminder

    Add a calendar alert a few days before any trial's billing date.

  • Verify billing messages directly

    Never click links in unsolicited emails/texts; log in through the official site.

  • Dispute unauthorized charges

    Contact your bank to block payments or request a chargeback. You can also report deceptive practices to the FTC.

Solve by QuanFi guards your financial wellbeing 24/7 — so you keep your time and peace of mind.

PersonalBusinessPartners

Solve by QuanFi offers three paths

Path 1 of 3

Personal

Free Trial, Essential, and Pro — for your own accounts.

View plansCompare plans

Slide 1 of 3 · Personal

Personal path

Free Trial, Essential, and Pro

Pick a plan below, or compare every feature side by side.

Free Trial
Uncover potential financial drains.
$0for 14 days
No credit card required.
Run My Free Scan
  • Get expert analysis of your uploaded statements, invoices, and receipts using 11 detection engines
  • Find flagged charges and patterns that should be reviewed
  • Choose your preferred voice — hear your findings explained in simple language
  • Solve Score — 0–100 — explained with a transparent breakdown
  • Identify upcoming charges or renewals — when supporting dates or terms are available
  • 12-month forecast of your finances — with projected impact and confidence range
  • Export your proof CSV — with timestamp
  • Merchant billing behavior — see how companies charge you, in plain language
Essential
Solve Financial Drains
$7/month
Pay as you GO
Cancel anytime, one tap
  • Everything in the Free Trial, plus
  • Guided resolution — keep, resolve, or export each finding, with clear visibility at every step
  • Document uploads under fair usage — statements, invoices, and receipts
  • 1 Plaid bank scan — available after three paid months; additional scans after every 3 cycles completes
  • 2 one-click cancel automations — available after three paid months; additional cancellations after every 3 cycles completes
  • Drafted letters — add-on available to purchase (see Add-ons below)
  • Renewal reminders — before expected renewal dates identified in your documents
  • Charged-after-cancel tracking — flag canceled charges that appear again in future uploads
  • Spend mix by name — each recurring service as its own slice
  • Weekly briefing — a short summary of findings and renewals reviewed that week
  • Your data stays — findings and proof accessible while your membership is active
Most popular
Pro
Regain Time and Peace of Mind
$14/month
Pay as you GO
Includes 5 drafted letters a year
  • Everything in Essential, plus
  • 1 Plaid bank scan — available after three paid months; additional scans after every 3 cycles completes
  • 2 one-click cancel automations — available after three paid months; additional cancellations after every 3 cycles completes
  • Drafted dispute & cancellation letters — 5 per 12 paid months, up to 3 draft versions per letter session; need more → Add-ons below
  • Contract Reader — included on Pro; upload long contracts; fine print flagged with source pages
  • Merchant billing behavior — full — how each company charges you, with plain-language explanations
  • Full 18-pain coverage — every leak type we track, including the advanced ones

Free Trial data has limited accessibility and expires after the 14-day trial. To continue, sign up for a paid subscription.

Prices are subject to change without notice. If you pay annually in advance, your price is locked for the paid year; changes apply at next renewal.

Read-only access — we can never move money
Total transparency — nothing happens out of your sight
Reminder before any billing — no silent conversions
Honest numbers — a range when we're unsure, never fake precision

Explained.

QuanAI walks you through every finding in plain language — every figure from your own data, never invented.

Resolved.

Every finding moves — keep it, or resolve it step by step, tracked all the way until the money comes back.

Proven.

Exact statement lines behind every claim, exportable as a dispute-ready packet. Your evidence, on file.

Multi-channel

One platform. Three doors.

Solve by QuanFi serves individuals, businesses, and partners on the same detection core — with separate pricing, contracts, and onboarding for each.

Try Solve by QuanFi FreeFor BusinessesFor Partners

Direct answers. No filler.

Upload a recent credit-card or bank statement (PDF or a clear photo). Solve by QuanFi reads it privately, surfaces silent recurring charges, and attaches proof — the exact line, date, amount, and merchant. You review each flag, choose Keep or Resolve, and export evidence when you need it. Nothing is sent, cancelled, or disputed without your explicit approval for each action.
A bank login is not required. Most people start by uploading a statement from the dashboard Upload page — drag and drop, choose files, paste a screenshot, or pick from your photo library. Optionally, you can connect a bank read-only through Plaid on the Upload page; Solve by QuanFi never stores your bank login and never moves money. Credit-card statements are usually the richest source for recurring charges.
PDFs and clear photos or scans of statements work best. For the clearest picture, include several months of history (at least three, up to twelve) and upload statements from each card or account you want reviewed — not just one. See How to upload for a step-by-step walkthrough.
The Solve Score is a 0–100 view of how clearly Solve by QuanFi can see your recurring charges right now — higher is calmer. It is not a credit score and never affects your credit. Bands: 80–100 Calm · 50–79 A few to check · 0–49 Needs attention. A first scan that surfaces leaks can lower the score; resolving or knowingly keeping items helps it recover.
Yes. No payment method required. The 14-day free trial is detection only — upload, scan, and see what is quietly draining your money before you pay. If you do not convert to Essential or Pro, uploaded documents and scan results are cleared per our retention policy. See Pricing for current plans.
Not on its own. Solve by QuanFi organizes proof and guided next steps; you confirm every outbound action. AI assists with reading and explanations — it does not send communications or impersonate you. Consumer billing rights such as the Fair Credit Billing Act or Regulation E may apply in some situations; we describe rights where applicable, not as legal advice. Paid plans include guided resolve — Keep, Resolve, or export a dispute-ready proof packet — with you confirming every step.
Some features use Anthropic's Claude API to read documents (statements and contracts) and explain findings in plain language. Solve by QuanFi is an independent product of QuanFi LLC and is not affiliated with or endorsed by Anthropic. Your data is not used to train models.
Essential is $7/month or $70/year (annual includes two months free; limited-time annual bonus is Contract Reading). Pro is $14/month or $140/year list; limited-time annual bonus is 10% off → pay $126/year (not $140). Prices are subject to change without notice. If you pay annually in advance, your price is locked for that paid year; changes apply at your next renewal. See Pricing for details.
Open Settings → Plan & billing, or use the Stripe customer portal from Manage billing. Cancellation stops future charges; access may continue through the current paid period. Free-trial users need not cancel — there is no card on file. Refunds follow our Refund Policy.
You can export your findings from the dashboard anytime. If you cancel a paid subscription, we retain data for a limited period in case you return, then delete it per our schedule. Free-trial data may be cleared if you do not convert. See our Privacy Policy for details.
Data is encrypted in transit and at rest, scoped to your account with row-level security, and hosted in the United States. Server-only keys handle OCR, email, and billing — never exposed to the browser. Read more on our Security page.
QuanFi LLC is a Texas-registered company headquartered in Dallas. Solve by QuanFi is a read-only financial review tool — we do not move, hold, or refund money.
Compare Free Trial, Essential, and Pro

Every feature, side by side.

Side-by-side features and paid-year usage allowances. Business seat pools are on the Business door.

FeatureFree Trial$0 · 14 daysEssential$7/mo · $84 $70/yr
2 months free		Pro$14/mo · $168 $126/yr
2 months free + 10% off list $140
See & understand
11-engine forensic scan of everything you bring in✓✓✓
Document uploads — statements, invoices, receiptsDetection onlyFair usageFair usage
Plaid bank scans—Monthly: 1 after 3 paid months; additional scans after every 3 cycles completes. Annual: 3 per paid yearMonthly: 1 after 3 paid months; additional scans after every 3 cycles completes. Annual: 3 per paid year
Merchant billing behavior✓Core + actionFull
QuanAI explains every charge in plain language✓✓✓
Solve Score — 0–100 with transparent breakdown✓✓✓
Upcoming charge warnings before renewals hit✓✓✓
12-month leak forecast with honest confidence range✓✓✓
Export proof — dispute-ready CSV, exact statement lines✓✓✓
Usage allowances
One-click cancel automations—Monthly: 2 after 3 paid months; additional cancellations after every 3 cycles completes. Annual: 6 per paid yearMonthly: 2 after 3 paid months; additional cancellations after every 3 cycles completes. Annual: 8 per paid year
Drafted cancellation or dispute letters — 3 drafts per session—Add-onMonthly: 5 / 12 paid mo; Annual: 5 / year
Contract Reader — long contracts, fine print flagged with source pages—Annual bonus✓
Vendor Management CRM———
Act & stay protected
Guided resolution — keep or resolve, step by step—✓✓
Renewal reminders before you're charged—✓✓
Charged-after-cancel tracking—✓✓
Spend mix by name — every service, its own slice—✓✓
Weekly briefing — what Solve watched on your behalf—✓✓
Your data stays — proof history kept while a memberRetention policy✓✓
Full forensic power
Pain coverage8 core (detect)8 core + actionAll 18
Member dashboard✓✓✓
Price-creep & added-service detection——✓
Add-ons
Extra drafted letter — $4.99, up to 3 revisions—CatalogCatalog
Assisted phone call — $9.99, clearly identified agent—CatalogCatalog
3 letters + 1 call pack — list $24.96 → pay $18.00 (save $6.96)—CatalogCatalog

No credit card on trial. Cancel anytime, one tap. Read-only access — we can never move money.
Annual plans: 2 months free, price locked for the paid year.
Prices are subject to change without notice. If you pay annually in advance, your price is locked for the paid year; changes apply at next renewal.

What Solve by QuanFi doesn't do

Because trust is the product.

  • We never move, hold, or refund your money — only your bank or provider can.
  • We never contact anyone as you; you are always the sender.
  • We never guarantee an outcome — the decision rests with the provider.
  • We never invent facts; we only organize the truth you give us.